LAST UPDATED: OCTOBER 9, 2015

This privacy policy (this "Policy") describes how Post and Gold, Inc. and its related companies ("we", "us", "our", "Company", or "MEMO") collect, use and share personal information of consumer users of this website, www.experiencememo.com, or any other website offered by the Company (the "Site") and the mobile application (the "App") made available by the Company.

This Policy explains how we and some of the companies we work with collect, use, share and protect information in relation to the Site, the App, and any software provided on or in connection with Post and Gold, Inc. services (with the Site and the App, the "Service"), and your choices about the collection and use of your information.

This Policy applies to all visitors, users, and others who access the Service ("you", or "Users").

This Policy includes and hereby incorporates by reference the Terms of Service between you and the Company and governs your access to and use of the Service.

WHAT INFORMATION WE COLLECT

We get information about you in a range of ways.

Information You Give Us. We collect your name, postal address, email address, phone number, fax number, username, password, credit card information, demographic information (such as your gender and occupation) (the "Personal Information") as well as any other information you directly submit to us through the Service.

Information We Get From Others. We may get information about you from other sources such as third-party social networks that you use to login to your account to access the Service. We may add the information from the social network to the information we get from you through the Service.

Communications. We collect information you provide in communications between you and the Company. For example, we may send you Service-related emails (e.g., account verification, changes/updates to features of the Service, technical and security notices) or you may email us with product related inquiries. Note: you may not opt out of Service-related e-mails.

Cookies. We may log information using "cookies" and similar technologies like pixels, web beacons, and local storage to collect information about how you use the Service and to provide features to you. Cookies are small data files stored on your hard drive by a website. We may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience with the Service. This type of information is collected to make the Service more useful to you and to tailor the experience with us to meet your special interests and needs.

Log Files. Like most websites, we automatically receive and record certain information about our Users' interaction with the Service. For example, when visiting the Service, we log your computer operating system type, browser type, browser language, the website you visited before browsing to the Site, pages you viewed, how long you spent on a page, access times and information about your use of the Service. Our servers automatically gather technical information about the Service traffic and store it in log files. This information includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We aggregate this information with other pieces of information to analyze trends, to administer and improve the Services, to track users' movements around the Service and to make inventory purchasing decisions that will best serve our customer base. Pages of the Service may also use devices that permit us to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

If we directly combine any information gathered through passive means with Personal Information, we treat the combined information as Personal Information under this Policy. Otherwise, we use information collected by passive means in anonymized and aggregated forms.

We do not track or respond to browser "do not track" requests.

Analytics information. We use third-party analytics tools to help us measure traffic and usage trends for the Service. These tools collect information sent by your device or the Service, including the web pages you visit, add-ons, and other information that assists us in improving the Service. We collect and use this analytics information with analytics information from other Users so that it cannot reasonably be used to identify any particular individual User.

Device identifiers. When you use a mobile device like a tablet or phone to access the Service, we may access, collect, monitor, store on your device, and/or remotely store one or more "device identifiers." Device identifiers are small data files or similar data structures stored on or associated with your mobile device, which uniquely identify your mobile device. A device identifier may be data stored in connection with the device hardware, data stored in connection with the device's operating system or other software, or data sent to the device by the Company.

A device identifier may deliver information to us or to a third-party partner about how you browse and use the Service and may help us or others provide reports or personalized content and ads. Some features of the Service may not function properly if use or availability of device identifiers is impaired or disabled.

Metadata. Metadata is usually technical data that is associated with content you may post to the site ("User Content"). For example, metadata can describe how, when and by whom a piece of User Content was collected and how that content is formatted.

We may add or may have metadata added to User Content including a hashtag, geotag (e.g., to mark your location to a photo), comments or other data. This makes your User Content more searchable by others and more interactive. If your image has a geotag your photo, your latitude and longitude will be stored with the photo and searchable (e.g., through a location or map feature).

USE OF PERSONAL INFORMATION

We use your personal information to do one of the following:

• process, validate, confirm, verify and track your purchases (including by processing payment card transactions and contacting you about your purchases)

• help you efficiently access your information after you sign in

• remember information so you will not have to re-enter it during your visit or the next time you visit the Service;

• provide, maintain, improve, test, and monitor the effectiveness of our existing Service and new products and features

• monitor metrics such as total number of visitors, traffic, and demographic patterns

• diagnose or fix technology problems

• automatically update the mobile application on your device, if applicable

• process and deliver contest entries and rewards through the Services or in collaboration with Service Providers (as defined below)

• respond to comments and questions and provide customer service

• send information including confirmations, invoices, technical notices, updates, security alerts, and support and administrative messages

• communicate about promotions, upcoming events, and other news about products and services offered by us and our selected partners, which could include online ads or other forms of marketing

• protect, investigate, and deter against fraudulent, unauthorized, or illegal activity

SHARING OF PERSONAL INFORMATION

We will not rent or sell your information to third parties without your consent, except as noted in this Policy.

We may share personal information as follows:

• We may share your information (including but not limited to, information from cookies, log files, device identifiers, location data, and usage data) with businesses that are legally part of the same group of companies that we are part of, or that become part of that group ("Affiliates"). Affiliates may use this information to help provide, understand, and improve the Service (including by providing analytics) and Affiliates' own services (including by providing you with better and more relevant experiences).

• We also may share your information as well as information from tools like cookies, log files, and device identifiers and location data, with third-party organizations that help us provide the Service to you ("Service Providers"). Our Service Providers will be given access to your information as is reasonably necessary to provide the Service under reasonable confidentiality terms.

• We may also share certain information such as cookie data with third-party advertising partners. This information would allow third-party ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you.

• We may remove parts of data that can identify you and share anonymized data with other parties. We may also combine your information with other information in a way that it is no longer associated with you and share that aggregated information.

• We may share and transfer your Personal Information when we do a business deal, or negotiate a business deal, involving the sale or transfer of all or a part of our business or assets. These deals can include any merger, financing, acquisition, or bankruptcy transaction or proceeding.

• We may share Personal Information for legal, protection, and safety purposes.

• We may share Personal Information for legal, protection, and safety purposes.

  • We may share information to comply with laws. This may include responding to legal requests from jurisdictions outside of the United States where we have a good faith belief that the response is required by law in that jurisdiction, affects users in that jurisdiction, and is consistent with internationally recognized standards.
  • We may share information to respond to lawful requests and legal processes.
  • We may share information to protect the rights and property of the Company, our Affiliates, agents, customers, and others. This includes enforcing our agreements, policies, and terms.
  • We may also access, preserve and share information when we have a good faith belief it is necessary to: detect, prevent and address fraud and other illegal activity; to protect ourselves, you and others, including as part of investigations; and to prevent death or imminent bodily harm.
  • We may share information in an emergency. This includes protecting the safety of our employees and agents, our customers, or any person.
  • Information we receive about you may be accessed, processed and retained for an extended period of time when it is the subject of a legal request or obligation, governmental investigation, or investigations concerning possible violations of our terms or policies, or otherwise to prevent harm.

HOW WE STORE YOUR INFORMATION

Storage and Processing:

• Your information collected through the Service may be stored and processed in the United States or any other country in which the Company, its Affiliates or Service Providers maintain facilities.

• The Company, its Affiliates, or Service Providers may transfer information that we collect about you, including personal information across borders and from your country or jurisdiction to other countries or jurisdictions around the world. If you are located in the European Union or other regions with laws governing data collection and use that may differ from U.S. law, please note that we may transfer information, including personal information, to a country and jurisdiction that does not have the same data protection laws as your jurisdiction.

• By registering for and using the Service you consent to the transfer of information to the U.S. or to any other country in which the Company, its Affiliates or Service Providers maintain facilities and the use and disclosure of information about you as described in this Policy.

• We use commercially reasonable safeguards to help keep the information collected through the Service secure and take reasonable steps (such as requesting a unique password) to verify your identity before granting you access to your account. However, we cannot ensure the security of any information you transmit to us or guarantee that information on the Service may not be accessed, disclosed, altered, or destroyed.

• Please do your part to help us. You are responsible for maintaining the secrecy of your unique password and account information, and for controlling access to emails between you and the Company, at all times. Your privacy settings may also be affected by changes the social media services you connect to the Company make to their services. We are not responsible for the functionality, privacy, or security measures of any other organization.

How long we keep your Personal Information:

• Following termination or deactivation of your account, the Company, its Affiliates, or its Service Providers may retain information (including your account information) for a commercially reasonable time for backup, archival, and/or audit purposes.

• If you have any questions about termination or deactivation of your account, please contact us directly at legal@experiencememo.com.

INFORMATION CHOICES AND CHANGES

Our marketing emails tell you how to "opt-out" of receiving such notifications. If you opt out, we may still send you non-marketing emails ("Service Related Notifications"). You cannot opt-out or unsubscribe from Service Related Notifications. Service Related Notifications include, but are not limited to, account verification, purchase and billing confirmations and reminders, changes/updates to features of the Service, technical and security notices.

You may send requests about personal information to our Contact Information below. You can request to change contact choices, opt-out of our sharing with others, and update your personal information.

You may be able to remove and reject cookies from the Site with your browser settings. Many browsers are set to accept cookies until you change your settings. If you remove or reject our cookies, it could affect your ability to use all the features available through the Service.

DIGITAL MILLENNIUM COPYRIGHT ACT NOTICE

You agree not to in any way contribute to the Service any copyrightable content or other proprietary information without first having obtained prior consent of the owner of the rights to such content and/or information. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on the Service, please notify the Company's copyright agent, listed below, as set forth in the Digital Millennium Copyright Act of 1998 ("DMCA"). For your complaint to be valid under the DMCA, you must provide the following information in writing: a) An electronic or physical signature of a person authorized to act on behalf of the copyright owner; b) Identification of the copyrighted work that you claim is being infringed; c) Identification of the material that is claimed to be infringing and where it is located on the Services; d) Information reasonably sufficient to permit the Company to contact you, such as your address, telephone number, and e-mail address; e) A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law; f) A statement, made under penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorized to act on behalf of the owner. The Company's designated copyright agent to receive notifications of claimed infringement can be reached as follows:

By mail: Copyright Agent; Post and Gold, Inc., 2604 Elmwood Ave., Suite 290, Rochester, New York 14618

By email: contact@postandgold.com

CHILDREN'S PRIVACY.

We do not knowingly collect or solicit any information from anyone under the age of 13 or knowingly allow such persons to register for the Service. The Service and its content are not directed at children under the age of 13. In the event that we learn that we have collected personal information from a child under age 13 without parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 13, please contact us at legal@experiencememo.com.

OTHER WEBSITES AND SERVICES.

We are not responsible for the practices employed by any websites or services linked to or from the Service, including the information or content contained within them. Please remember that when you use a link to go from the Service to another website or service, this Policy does not apply to those third-party websites or services. Your browsing and interaction on any third-party website or service, including those that have a link on our website, are subject to that third party's own rules and policies. In addition, you agree that we are not responsible and do not have control over any third parties that you authorize to access your Personal Information. If you are using a third-party website or service and you allow them to access your Personal Information you do so at your own risk.

YOUR CALIFORNIA PRIVACY RIGHTS.

Under California Civil Code Sections 1798.83-1798.84, California residents are entitled to ask us for a notice identifying the categories of personal information which we share with our affiliates and/or third parties for marketing purposes, and providing contact information for such affiliates and/or third parties. If you are a California resident and would like a copy of this notice, please submit a written request to the Contact Information below.

CONTACT INFORMATION.

We welcome your comments or questions about this privacy policy. You may also contact us at our address:
Post and Gold, Inc.
2604 Elmwood Ave., Suite 290 
Rochester, New York 14618

CHANGES TO THIS PRIVACY POLICY.

We may change this Policy from time to time, so please review it periodically. If we make any changes, we will change the Last Updated date above. We may provide you additional forms of notice of modifications or updates as appropriate under the circumstances. Your continued use of the Service after any modification to this Policy will constitute your acceptance of such modification.